TERMS OF USE

Last updated: January 2025

Applies to Sutherland Source Inc. and the Wealth Within Reach® Network

1. Educational Purpose Only

Sutherland Source Inc. provides educational clarity, decision-support tools, and general financial insights.

All content on this site — including toolkits, downloads, assessments, clarity sessions, and pathway guides — is informational only and is not:

• Financial advice

• Investment advice

• Insurance advice

• Mortgage advice

• Legal or tax advice

• A suitability assessment

• A product recommendation

• A psychological or clinical evaluation

If you require regulated financial services, you must consult a licensed professional.

2. No Professional–Client Relationship

Using this site or purchasing any educational product does not create:

• A financial advisor relationship

• A mortgage broker–client relationship

• An insurance advisor relationship

• A fiduciary or agent relationship

• A legal or accounting relationship
  
  

A professional relationship is only formed when:

1. You explicitly engage a licensed advisor, and

2. You sign that advisor’s regulatory disclosures and engagement documents.

This site is not part of that regulated relationship.

3. Wealth Within Reach® Network — Important Disclosure

The Wealth Within Reach® Network is an educational framework, not a financial services firm.

It:

• Provides clarity-based tools and resources

• Helps clients understand priorities and options

• Offers educational Pathways for personal decision-making

• Connects individuals with independent licensed professionals only when regulated product support is requested

All mortgages, insurance, investments, legal matters, and any regulated activities are carried out outside this platform, under the license of the professional engaged.

Sutherland Source Inc. does not sell, recommend, or promote financial products.

4. No Guarantees

Sutherland Source Inc. does not guarantee any outcomes, including:

• Financial improvement

• Savings

• Debt reduction

• Credit improvement

• Investment performance

• Mortgage or loan approval

• Suitability of strategies or decisions

Educational guidance cannot guarantee results.

All decisions you make are your responsibility.

5. Personal Responsibility

By using this site, you agree that:

• You are responsible for your own financial decisions

• You will seek licensed professional advice before acting on regulated matters

• You will not hold Sutherland Source Inc. or Shaun Sutherland liable for outcomes

• You understand that education does not replace professional guidance

6. Privacy & Communications Consent

When you submit your information, you consent to receive:

• Emails

• SMS/text reminders

• Toolkit and resource links

• Session confirmations

• Optional follow-up communication

We comply with CASL (Canadian Anti-Spam Legislation).

You may unsubscribe at any time.

See our Privacy Policy for details on how your information is used.

7. Intellectual Property

All materials — including:

• Wealth Within Reach®

• Financial Clarity Toolkit™

• Clarity Boost™ Session materials

• Pathway guides

• Assessments & decision-support tools

• Website content and branding

— are the intellectual property of Sutherland Source Inc.

You may not copy, reproduce, share, or repurpose any content without written permission.

Wealth Within Reach® is a trademark of Sutherland Source Inc.

8. External Links & Third Parties

This site may link to:

• Government programs

• Financial literacy tools

• Third-party calculators

• Licensed professionals

• Educational resources

These links are for convenience only.

We do not endorse or guarantee any external services or websites.

9. Payment, Refunds & Cancellations

Clarity Boost™ Sessions

By booking a Clarity Boost™ Session, you agree that:

• Payment is required at booking

• No refunds will be issued for any reason

• Sessions may be rescheduled with 48 hours’ notice

• Missed or late-cancelled sessions are non-refundable

• Dissatisfaction after a completed session does not qualify for a refund

Professional time cannot be undone; therefore, no post-session refunds are available.

Pathway Purchases

Pathways are educational digital products delivered immediately upon purchase.

• All sales are final and non-refundable

• Purchases are non-transferable

• Refunds are not provided due to instant access to intellectual propert

10. Limitation of Liability

To the fullest extent permitted by law:

Sutherland Source Inc., Shaun Sutherland, and all affiliated parties are not liable for:

• Losses

• Damages

• Actions taken based on educational content

• Outcomes resulting from your decisions

• Third-party professional services

• Errors or omissions

• Delays or interruptions

Use of this site is at your own discretion and risk.

11. Updates to These Terms

We may update these Terms of Use at any time.

Continued use of the site means you accept the updated terms.